The Subscription & Card Sprawl Cleanup: Find the Zombies, Fix the Cards

The Zoom plan from the remote year. The host for the website you replaced. The phone line of an employee who left in spring. Eight paid seats where five people work. They arrived one login at a time, and nobody has ever seen the total: the sample's is $736 a month.

How it works

• The Recurring Audit — pull three months of statements, list every recurring charge, score months-since-anyone-used-it. Three or more flags ZOMBIE automatically; Keep/Cancel/Downgrade verdicts price themselves — the sample recovers $2,844 a year (32% of the bill) in one afternoon
• The Sprawl Math — the yearly bill, the donated share, and the regrowth rate without a policy (~$1,075/yr — which is why the cleanup repeats forever, or doesn't)
• The Policy — one named owner per card; receipts in 48 hours, especially the owner's; every new recurring charge approved like the twelve-purchases-a-year it is; the monthly ten-minute review; cancel first, resubscribe later — if it feels risky, downgrade to free and see who screams. Silence is the answer arriving

Built for

Any business with a company card and a shared login history: shops · agencies · offices · practices · every bookkeeper doing a client cleanup.

What you get

One .xlsx file, four tabs, instant download. Excel, Google Sheets, Apple Numbers, LibreOffice. No macros, no subscription — obviously.